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Square Meets the Moment with Afterpay

Square, the digital payments giant co-founded by Twitter CEO Jack Dorsey, has this week acquired Australian fintech company Afterpay. The announcement has already made the rounds; plenty of outlets have proffered their own predictions of the effects this acquisition will have on the market. We at 3Sixty Insights see this going far beyond the market moment: we believe that buy-now-pay-later (BNPL) will continue to increase in relevance at the point of sale. By connecting AfterPay directly to purchase transactions, this acquisition has the potential to have a profound and lasting generational effect. Pay and Payments in the Present On-demand pay (ODP) has taken the HR world by storm since DailyPay was founded in 2015. There’s Dayforce Wallet (from Ceridian). Last month, global payroll provider CloudPay […]

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What do Kings of Leon, Jack Dorsey, and Sumner Redstone share in common?

Intellectual Property (IP), like music and video content, intersects with Software as a Service (SaaS) in every meaningful way. It’s fascinating to see so many threads knitting themselves together in the headlines from one single week. News about FinTech companies, like Jack Dorsey’s Square, is generally limited to the business section. In contrast, music streaming services, like Jay-Z’s Tidal, are everywhere but. Yet there is Jay-Z’s picture all over the Wall Street Journal. The Venn Diagram of those two worlds is usually like peering through a giant pair of blurry binoculars. So what are we really looking at, anyway? To gain clearer focus, we’ll need first to pan out and check in with Rolling Stone—and the latest on Kings of Leon’s recent album release. (Seriously!) […]

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